This glossary is for anyone who wants and needs to learn the terms related to the field of money and banking. Most comprehensive financial dictionary with over popular financial terms. Noun n the codes c and u show whether a noun, or a particular sense of a noun, is countable an agenda, two agendas or uncountable. A laymans guide to financial terms utsc university of toronto.
Budget surplus this financial situation occurs if a government plans to spend more than it forecasts to. Financial manager top level professional who may have final responsibility for aspects of a business financial activity accountant professional who produces and examines financial records, prepares financial reports and tax returns. A glossary of financial terms that provides definitions for processes, schemes, laws, and institutions that fall under various financial sectors, including. For example, an employee receiving a raise may reply with the words cool beans, upon receiving the news. Glossary of financial terms beaumont capital management. Glossary of finance words and investment terms factorpad. The forbes financial glossary defines hundreds of finance terms to help you decode the puzzle. The amount is set out in the companys memorandum of association.
Failure to follow the terms of a loan agreement, usually by not making payments on time. Market participants enter into a derivatives transaction for several economic purposes such as hedging, managing capital or funding costs, and yield enhancement, among others. The wealthhow article below provides a glossary of accounting terms and definitions that are most commonlyused. Glossary of finance terms national association of counties. Start studying glossary of terms used in financial management. Glossary financial and banking terms adjusted results. So called because assets must equal or in other words be in. Financial advisers and other finance professionals will some time use financial language that is hard to understand. This publication, a glossary of public finance terms for. Bookkeeping and accountancy deal with maintaining record of all the transactions that a businessindividual makes. Sometimes financial experts engaging in accounting or bookkeeping work use unfamiliar terms to explain and describe transactions such as loans or investments. Glossary of financial terms and definitions alphabetically.
Glossary of terms learn the language of paying for college with this comprehensive glossary of college finance terms. The most comprehensive investing glossary on the web. A common element of a financial plan that describes projected capital spending and the proposed uses of net working capital. Jun 28, 2016 a different take on a glossary of financial terms, including. Glossary of financial terms we recognise that local government finance does, by its nature, need to include some technical terms and the purpose of this glossary is to explain some of the more important ones. From 401ks to zerosum investments, the glossary is an evolving reference for investors and.
While managing your finances, you may come across terms you dont understand. This article is an attempt to create a glossary of financial terms, which is both compact as well as comprehensive. Glossary of business terms adjective adj headwords for adjectives followed by information in square brackets only before a noun and not before a noun show any restrictions on where they can be used. An actuary is an expert on pension scheme assets and liabilities, life expectancy and. A key concept in financial planning and money management. A comprehensive glossary is a valuable reference tool that can be used when attending seminars, watching or listening to financial programs and reading financial market material. Italicized terms within the definitions are themselves defined elsewhere in the glossary, for crossreference. This is usually due to them being so used to the language that they forget that their clients sometimes have a hard time understanding the terms they are using. Turn to this glossary for definitions of the terms. Authorised share capital this is the highest amount of share capital that a company can issue. Glossary of selected financial terms this glossary covers basic operational and financial terms used in the imf financial data query tool a adjusted rate of remuneration rate used to pay interest remuneration to members on their remunerated reserve tranche position with the imf. Glossary of business terms and definitions business zeal. A slang term used to refer to something favorable that has happened in business. This financial glossary gives better, more precise, and simpletounderstand meanings of financial terminology.
Turn to this glossary for definitions of the terms and abbreviations that really matter in this business. Bond a contract between a borrower and a lender in which the borrower promises to pay the face value at maturity and to pay interest at a specified rate at regular. A term is the length of time between when a fixedincome security, such as a bond or note, is offered for sale and its maturity date. Glossary of notforprofit financial and accounting terms. When the term ends, the issuer repays the par value of the security, often along with the final interest payment. Working on this glossary, we went through many authoritative glossaries to pick up the useful contemporary words for the readers of this. Glossary of terms used in financial management flashcards.
A service that oversees, measures, and evaluates financial information for decision making purposes. Financial transactions, merchandising and banking are full of unique terms that are sometimes not easy to understand. A record that holds the results of financial transactions. A longterm investment method, in which an investor goes. Complete economics dictionary complete economics dictionary.
The managers generally employs some combination of fundamental, quantitative, or technical research in conjunction with their experience, knowledge and judgement to try to find opportunities. A receipt for a deposit of funds in a financial institution that permits the holder to receive interest plus the deposit at maturity. Having launched it originally in 2004 we have now updated it with modern. Budget surplus this financial situation occurs if a government plans to spend more than it forecasts to earn in tax revenues over the financial year. Public agency financial management frequently involves terms that are unfamiliar to nonexperts, the definitions of which also involve other unfamiliar. Finding an integrated list of financial terms and definitions is only comprehensively possible with the aid of a financial dictionary. Glossary of financial terms accounts payable money owed by an organization to its suppliers and or vendors for goods or services purchased. Balance sheet a financial statement that shows the assets, liabilities and owners equity at a particular date. This glossary of finance terms can help prepare you for conversations in the industry, job interviews and more by empowering you with the financial knowledge necessary to understand the basics of the finance interview. Purchase accounting and pooling of interest accounting. Learn vocabulary, terms, and more with flashcards, games, and other study tools. Accounting helps keep a track of the financial position of the business and forms the basis for good financial planning. A drop in overall prices, often the result of a shortage of money or credit. The equation that is the basis of the balance sheet.
Go through the glossary of financial terms and know the meaning of all financial terms through their definitions here at the economic times. The following glossary is designed to help nonfinance experts understand some of the terminology used in public agency financial management. Accounting introduction naccounting is the art of identifying, measuring, recording, and communicating economic information about an organisation or other entity, in. Financy glossary the online dictionary of financial terms. Glossary of financial terms 401k plan a tax deferred retirement plan that some private corporations o. Glossary of financial accounting terms pearson education. Clear and concise article style description with practical examples. Shortterm loans, issued primarily by corporations, which are typically used as working capital. Naco is committed to helping counties meet these challenges. The glossary of financial and investing terms allows you search by term or browse by letter more than 8,000 terms and definitions related to the stock market. A form of corporation, allowed by the irs for most companies with 35 or fewer shareholders, which enables the company to enjoy the benefits of incorporation but be taxed as if it were a partnership. Glossary of terms glossary of terms annual percentage rate apr the interest rate charged, expressed as a percent per year, for the use of credit assets possessions that have economic value some of which may provide an economic andor financial return atm automated teller machine. Keeping up with the increasing number of investment products and services in the marketplace today can be confusing. This glossary is designed to help you understand some of the more common investment and financial terms you may encounter.
Glossary of financial terms and definitions wealth how. The frisk score incorporates a number of critical risk indicators including. Assignment the receipt of an exercise notice by an options writer that requires the writer to sell in the case of a call or purchase in the case of a put the underlying security at the specified strike price. This is a report and opinion, by an independent person or firm, on an organisations financial records. For tax purposes, a person who gets more than half of his or her financial support from someone else. This glossary of terms has been produced to aid beginning traders in the challenging task of becoming familiar with new vocabulary and terminology. Learn the most commonly used terms in finance, business and the stock market.
Poverty defined with respect to an absolute material standard of living. An actual budget deficit occurs if actual public spending exceeds actual tax revenues. Complete economics dictionary to earn in tax revenues over the financial year. Commercial paper a shortterm unsecured promissory note issued by a finance company or a large industrial firm. Know the glossary of financial terms and definitions alphabetically, which are most commonly use in indian finance.
Definitions and glossary 50 years of excellence rf safety test solutions usa tel. Compare the following terms with specific examples. This guide provides easytounderstand definition and explanation of financial terms arranged in alphabetical order. This az pocket guide to understanding financial terms is just one of the achievements of ebss partnership with nala. Here is a glossary of credit card related terms that will help demystify a little. Derivatives can be used as insurance to limit the risk of a particular investment.
Active management can be thought of as any strategy that uses human discretion to decide what the portfolio should own. Glossary of financial terms clute wealth management. Glossary of financial terms, acronyms and initialisms. Glossary of financial terms accounts payable money owed by an organization to its suppliers andor vendors for goods or services purchased. Glossary of accounting terms and definitions wealth how. The worth of a company contained as current assets, including cash, accounts receivable and inventory, divided by current financial liabilities, including all shortterm debts this ratio roughly measures a companys financial risk. Accounts receivable money owed to an organization for goods and services it has sold or that has been committed to it as a grant or donation. A market capitalisationweighted index of all stocks listed on the asx which satisfy various liquidity and freefloat requirements. Financial terms and definitions page 2 the economic times.
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